论宏观审慎监管与微观审慎监管的关系  

On the Relation of Macro-prudential Supervision and Micro-prudential Supervision

作　　者：潘凌遥[1] 

机构地区：[1]湖南大学,湖南长沙410079

出　　处：《区域金融研究》2012年第10期38-41,共4页Journal of Regional Financial Research

基　　金：教育部高等学校博士学科点专项科研基金项目<基于系统性风险防范的我国银行业监管制度研究>(课题编号:2011061110023)

摘　　要：宏观审慎与微观审慎是防范金融风险的两种理念,二者在监管机制上相互依存,在风险控制手段上相互渗透,但在监管目标、监管对象及监管手段上又存在质的区别。准确把握宏观审慎监管与微观审慎监管的区别与联系,是实现金融体系稳定发展的前提条件。Macro-prudential and micro-prudential are the two ideas for guarding against financial risks, both of them are interdependence in their supervision mechanism and mutual penetration in the risk control measures, but they have differences in regulatory targets, regulatory objects and regulatory means. Grasping the differences and con- nections of micro-prudential supervision and macro-prudential supervision accurately is a prerequisite to ensure the stability of the financial system.

关 键 词：宏观审慎监管 微观审慎监管 金融风险 

分 类 号：F830.9[经济管理—金融学]