基于马氏距离判别法的企业资信评估  

Research of enterprise credit evaluation based on Mahalanobis distance discrimination method

作　　者：高洪波 马素萍 

机构地区：[1]南通广播电视大学科研处,江苏南通226006

出　　处：《微型机与应用》2013年第3期76-78,共3页Microcomputer & Its Applications

摘　　要：针对基于传统统计学的企业资信评估方法的不足,提出基于距离判别法的企业资信评估方法,并用实例通过Matlab软件及其相应工具对其进行了计算判别。结果表明,基于距离判别法的企业资信评估方案,可快捷、准确、有效地评价企业是否处于破产状态,为企业资信评估提供可靠的依据。Based on defect of traditional statistics methods of enterprise credit evaluation, this paper put forward a distance discrimination analysis method for the evaluation of enterprise credit, and through the example of Matlab software and its corresponding tool for calculating the discrimination. The results show that： Mahalanobis distance discrimination method for the evaluation of enterprise credit scheme, can be fast, accurate, effective evaluation of whether the enterprise is in a state of insolvency, provides a reliable basis for the evaluation of enterprise credit.

关 键 词：马氏距离判别法 企业资信评估 MATLAB 

分 类 号：O212[理学—概率论与数理统计]