我国个人购房抵押贷款发展的现状、问题和对策  

The Present Conditions,Problems and Countermeasures of Home Mortgage Loan in China

作　　者：冯晶[1] 

机构地区：[1]浙江大学经济学院,浙江杭州310028

出　　处：《财经论丛（浙江财经学院学报）》2000年第6期49-54,共6页

摘　　要：针对我国个人购房抵押贷款发展所存在的问题 ,着重从个人购房抵押贷款形式的多样性、个人购房抵押贷款担保、证券化、二级市场及其通过廉租房建立住房社会保障体系等方面 ,探讨了进一步发展我国个人购房抵押贷款的对策。This paper mainly deals with the control tools of home mortgage loan in China.We should develop various forms of mortgage,establish the guarantee system,set up and improve the secondary market,develop mortgage-backed securities,create the housing security system with underlet apartment.

关 键 词：个人购房抵押贷款 中国 证券化 二级市场 担保 

分 类 号：F832.479[经济管理—金融学]