提高农民养老保障水平的新途径及法律实现——基于农村土地承包经营权反向抵押  

New Approach and Legal Realization to Enhance Farmers' Old-age Security——Based on Reverse Mortgage of Rural Contractual Right of Land

作　　者：姜杰凡[1] 孙媛萌[1] 

机构地区：[1]河北大学管理学院,河北保定071002

出　　处：《华中农业大学学报（社会科学版）》2013年第4期77-83,共7页Journal of Huazhong Agricultural University(Social Sciences Edition)

摘　　要：由于我国社会养老保障水平较低,通过土地承包经营权反向抵押,可以在一定程度上弥补新型农村社会养老保险资金不足的问题,提高老年人的养老保障水平。借鉴国外相关经验,从法律、经济、社会3个方面对我国实行农村土地承包经营权反向抵押的可行性进行了分析,剖析了制约这一制度实施的法律障碍在于是否会对公有制造成冲击、是否会悖离代际公平的理念、法律配套不健全,进而以权利设置的法律逻辑,即权利性质、权利主体、权利客体、权利内容、权利期限为线索探讨突破障碍的法律制度设计。Because of the poor social security in rural areas of China,reverse mortgage of contractual right of land can,to a certain degree,make up the shortage of fund for new type rural social security system and improve the social security level of the aged people in the countryside.Based on relative experience of foreign countries,this paper analyzes the feasibility of reverse mortgage of rural contractual right of land from legal,economic and social aspects.This paper then analyzes the legal impediment to fulfil this system which includes whether or not this system will attack public ownership,whether or not it will deviate from inter-generational equity and imcomplete legal supporting measures.Consequently,this paper explores the legal institutional design on how to break through the legal impediment in accordance with such clues as nature of right,subject of right,object of right,content of right and duration of right.

关 键 词：农村土地承包经营权 反向抵押 农村土地流转 农村养老保障 法律障碍 

分 类 号：C913.7[经济管理]