浅析供应链金融在中小企业融资中的优势  

The Advantage of Supply Chain Finance in SME Financing

作　　者：李树冰[1] 马雪[1] 杨立刚[2] 邓颖婷[1] 李鸣烨[1] 朱莎莉[1] 

机构地区：[1]东南大学经济管理学院,江苏南京211189 [2]东南大学公共卫生学院,江苏南京210009

出　　处：《商业经济》2013年第14期77-79,共3页Business & Economy

基　　金：东南大学大学生科研训练计划(SRTP)校级重大项目(12142124;13142019);国家大学生创新训练计划项目(1310286054)

摘　　要：融资难是多年来一直困扰中小企业发展的突出问题。通过对国内外供应链金融的研究显示:供应链金融模式在改善中小企业融资渠道、营造中小企业融资环境方面发挥着积极作用;而应收账款、保兑仓融资、融通仓融资模式是解决中小企业融资的主要金融服务模式,应用供应链金融模式缓解我国中小企业融资困难具有优于商业银行传统授信、缓解信息不对称和优化商业银行信贷结构等明显优势。Financing difficulty has been a prominent problem puzzling the development of SMEs for years. Domestic and abroad studies of supply chain financing show that this finance pattern plays an active role in broadening SME financing channel and creating an environ- ment for SME financing. Accounts receivable, confirming storage and finance transportation and warehouse financing are the primary fi- nancing service patterns for SMEs. The supply chain financing pattern will alleviate the difficulty of SME financing and holds obvious ad- vantages compared to traditional commercial banks in terms of credit extension and remission information and credit structure.

关 键 词：中小企业融资 供应链金融 融资优势 

分 类 号：F230[经济管理—会计学]