信贷资金支持科技型企业的路径分析与江苏实践  

How Credit Funds Can Support Hi-tech Enterprises And Its Application In Jiangsu Province

作　　者：顾焕章[1] 汪泉[1] 吴建军[2] 

机构地区：[1]南京农业大学经济管理学院,江苏南京210095 [2]南京大学商学院,江苏南京210093

出　　处：《金融研究》2013年第6期173-178,共6页Journal of Financial Research

摘　　要：在当前我国间接金融占主导地位的金融体制下,加快促进科技和金融结合必须充分发挥信贷资金支持科技型企业的积极作用。科技型企业的轻资产、风险大特性与信贷资金运用的安全性、流动性、效益性要求之间存在矛盾冲突。有效规避、降低科技型企业的风险性,成为信贷资金支持科技型企业的基本诉求。解决这一诉求必须因地制宜金融创新,核心是解决风险与收益匹配问题。With indirect finance dominating in China＇s financial system, credit funds should be brought into full play to support hi - tecb enterprises in accelerating combination of technology and finance. Hi - tech enterprises are asset -light and highly risky while credit funds are required to be secure,liquid and efficient,which is in itself contradictory. Therefore,it is a basic need to effectively circumvent and reduce the risk for hi - tech enterprises when supporting them with credit funds. Financial innovation should act according to local circumstances and the core problem is to match benefits with risks.

关 键 词：科技型企业 科技金融 

分 类 号：F276.44[经济管理—企业管理]