研究保险免责条款应明确的几个概念——与莫彬萍女士商榷  

作　　者：黄振凝 

机构地区：[1]江苏省保险学会,江苏南京210002

出　　处：《保险职业学院学报》2013年第5期68-70,共3页Journal of Insurance Professional College

摘　　要：免责条款、无效条款、行业惯例、特约条款是各不相同的概念,理论和实务均不应混淆;保险人对于订入合同的免责条款、行业惯例应加以说明;保险司法实务有对于履行说明义务举证责任的分配规范,保险人不拥有优势地位。Exemption clause, invalid provision, industry practice and special clauses are different concepts, the theory and practice should not be confused. The insurer should describe the exemption clause and industry practice in the contract. There are allocation norms of fulfilling the burden of proof of the description obli- gation in judicial practices of insurance, the insurers do not have a dominant position.

关 键 词：免责条款 无效条款 说明 约定 行业惯例 特约条款 

分 类 号：F842[经济管理—保险]