家庭户消费风险分担实证研究评述  

Review on Empirical Research on Consumption Risk Sharing between Households

作　　者：黄晶[1] 宝希吉日[2,3] 

机构地区：[1]中央财经大学中国经济与管理研究院,北京100081 [2]中央财经大学经济学院,北京100081 [3]内蒙古商贸职业学院,内蒙古呼和浩特010010

出　　处：《财经理论研究》2013年第3期43-50,共8页Journal of Finance and Economics Theory

摘　　要：自20世纪80年代起,家庭户之间的风险分担作为平滑消费、分散风险的主要方式之一被广泛的研究。自此发展经济学正式将收入风险作为个人陷入贫困的主要原因。文章追溯了风险分担的理论发源,回顾早期实证检验以及最新研究动向,并且在综述国内研究的基础上对未来的研究方向进行了展望。In developing countries, for households in agricultural industry, their income are vulnerable to bad weather, disease, unemployment, price fluctuations and other risks which directly affects the standard of living of the individual. As a main mechanism consumption smoothing, risk -sharing among households has been an active research area since 1980s. This article traces the theoretical foundation of risk -sharing, reviews the early empirical test and latest research trends. Based on review of domestic research, this paper also gives some suggestion for future research.

关 键 词：完全消费风险分担 不完备市场 社会网络 消费平滑 

分 类 号：F325[经济管理—产业经济]