社保基金的投资管理模式及其困境摆脱  

Investment Management Mode of Social Insurance Fund and Getting Rid of the Predicament

作　　者：魏志华[1] 林亚清[2] 

机构地区：[1]厦门大学经济学院,福建厦门361005 [2]厦门大学公共事务学院,福建厦门361005

出　　处：《改革》2014年第3期47-55,共9页Reform

摘　　要：近年来面对风云变幻的经济形势以及社保基金投资管理方式的滞后,我国目前数万亿社保基金正面临着严峻的"缩水"困局。导致我国社保基金"缩水"的成因很多。概括而言,社保基金的法律限制过严、统筹层次较低以及监管力量薄弱无疑是三个关键的因素。完善我国社保基金投资管理应从完善相关法律法规、提高社保基金统筹层次、市场化运行以实现保值增值等方面着手。In recent years, being faced with the whirlwind change of economic situation and the social security fund investment management that lags behind, current trillions of social security fund is facing very serious predicament of devaluation. The reason that results in serious predicament of devaluation of social security fund is in a large number. Briefly, the overly strict restraint of law, pool level of plan and supervisory power are definitely three key factors. To perfect the investment management of China＇s social security fund, we should embark on improving relevant laws, enhancing the level of plan of social security fund, adopting market operation, realizing value maintenance or value increment and so on.

关 键 词：社会保险基金投资 社会保险基金管理 社会保险基金政策 

分 类 号：F832.5[经济管理—金融学]