信用的跨学科概念平台——信用的基本问题研究系列之一  

A Trans-subject Conceptual Platform for Credit ——One of Series of Research on Basic Issues for Credit

作　　者：王建红[1] 张月想[2] 

机构地区：[1]华北电力大学政教部 [2]华北电力大学金融与信用研究所,河北保定071003

出　　处：《征信》2014年第3期8-13,共6页Credit Reference

基　　金：2012年度河北省高等学校人文社会科学研究项目(SZ124020);中央高校基本科研业务费专项资金项目(11MR61)

摘　　要：各学科的信用研究一直没能实现很好的进展。一个重要根源是,传统的信用解释不能为各学科的信用研究提供一个统一的概念平台,以促成各个学科的研究形成合力。通过对信用本身特性的分析可以发现,信用的本质性规定可重新界定为"信用即信任之效用"。这一新界定能够使多学科的信用概念找到一个统一的基础,能够消解传统信用概念使用中的矛盾,能够很好地理顺信用与其他相关概念的关系,从而可以成为多学科信用研究的概念平台。Credit research in various subjects has not achieved good progress. An important source ot me promem is that the traditional interpretation of credit can not provide a unified conceptual platform for credit research on various subjects and form a work force in the research on various subjects. An analysis on the characteristics of the credit it- self shows that the nature of credit can be re-defined as “credit is the utility of trust.” This new definition of credit enables the credit concept in different subjects to find a unified basis, dissolves the contradictions in the use of the traditional credit concept, and rationalizes the relationship between credit and other related concepts, which can be-come a conceptual research platform for credit.

关 键 词：信用 信用研究 概念平台 学科 

分 类 号：F203[经济管理—国民经济]