制约助学贷款主要因素及克服措施  

Factors Restricting Grant in aid Loan and their Countermeasures

作　　者：赵聚辉[1] 宋述龙[1] 贾平 

机构地区：[1]辽宁师范大学计财处,辽宁大连116029 [2]辽宁省助学贷款资金管理中心,辽宁沈阳110032

出　　处：《辽宁师范大学学报（社会科学版）》2001年第2期15-17,共3页Journal of Liaoning Normal University(Social Science Edition)

摘　　要：针对我国在高等院校开展助学贷款工作的现状 ,阐述了制约我国助学贷款工作的 7个因素 ,探讨了克服制约因素的 7项措施 ,以加快在我国高等学校开展助学贷款工作的步伐 ,为家庭经济困难的学生上大学解决燃眉之急 。Based on the current situation of grant in aid loan in instiutions of higher learning,the paper elaborates the seven factors restricting grant in aid loan in China.Attempt is also made to explore the seven measures to overcome the restricting factors.These measures will speed up the proceeding of grant in aid loan in institutions of higher learning and free the needy students from financial difficulty.

关 键 词：助学贷款 补贴 管理 法律法规 制约因素 风险防范 还贷机制 担保机制 政策 贷款期限 个人资信评估 

分 类 号：G526.78[文化科学—教育学] F832.479[文化科学—教育技术学]