中国会爆发银行危机吗?  

Will Banking Crisis Burst Out in China?

作　　者：王学武 

机构地区：[1]东北证券金融与产业研究所,上海200002

出　　处：《当代经济科学》2001年第5期21-25,共5页Modern Economic Science

摘　　要：有很多原因促使银行危机成为最近一段时期理论界研究的热点。这些原因包括银行危机在国际范围内的频繁爆发 ,银行危机和货币危机、债务危机交织在一起 ,以及银行危机对一国生产造成的巨大损失等方面。本文将结合国际社会对于银行危机的判定标准以及我国银行体系的实际情况 ,重在阐述这样一种观点 :虽然目前银行危机由于政府提供了大量的隐性担保而得以抑制 ,但在长期内 ,银行危机仍有可能从越来越多的银行失败蔓延开来。消除隐藏在我国银行体系内潜伏的巨大风险 ,将银行危机扼杀在萌芽阶段 ,将是下一步金融体制改革的一项重要任务。Many a reason accounts for the hot discussion of banking crisis,among which includes the fact that more and more banking crisis keep bursting out all over the world.The frequent outbreaks of banking crisis have given rise to many questions,especially the output loss of an economy.In light of the criteria of judging banking crisis,our analysis has deliberated on the possibility of banking crisis in China.Our conclusion is: though it is likely that banking crisis won't break out for the time being,in the long run,banking crisis will probably burst out with the spread of more and more banking failures in our country.Consequently,one important task of the deepened reform of the financial system is to get rid of the underlying risks of banking crisis as early as possible.

关 键 词：银行失败 银行危机 高估 隐性担保 中国 

分 类 号：F832.5[经济管理—金融学]