解决参保职工“断保”的启示——基于威海市的实践  

The Inspiration On Resolving Insurance Interruption for Insured Personnel——Based on the Practices in Weihai

作　　者：刘泉鑫 

机构地区：[1]山东省威海市人力资源社会保障局,威海264200

出　　处：《中国医疗保险》2014年第2期30-33,共4页China Health Insurance

摘　　要："断保"已成为不可回避的社会现象。灵活就业人员收入不固定并且保费全部由个人承担,极易出现因缴费困难而中断参保的现象。本着"自愿申请、政府担保、财政贴息、银行贷款"的原则建立政府贴息贷款的助保政策具有可行性。Insurance interruption has been a common social phenomenon. The premium payment is prone to be interrupted due to the unstable income of the lfexible employees, which makes it dififcult to pay insurance all by themselves. Based on the principle of applying voluntarily, government guarantee, ifnance discount, and bank loans, it is feasible to establish a policy of discount government loans to help persons in ifnancial dififculty to participate in insurance.

关 键 词：职工医保 中断参保 现行政策 政府贴息贷款 助保 

分 类 号：F842.613[经济管理—保险]