2014年上半年房地产信贷阴阳脸谱  

Quantitative and Qualitative Analysis on Real Estate Credit of the First Half of 2014

作　　者：高广春[1] 

机构地区：[1]中国社会科学院财经战略研究院

出　　处：《银行家》2014年第8期64-67,共4页The Chinese Banker

摘　　要：2014年上半年中国经济继续在稳增长、调结构、促转型的路径上行进,其中作为支柱产业的房地产业所扮演的角色日渐清晰：以棚户区改造为主体的保障房建设承担稳增长的重任,商业房地产则是减速缓行。相应的,房地产金融的运行态势是否与这一角色相匹配呢？本文从商业房地产信贷诸项指标在数量与结构方面的实证表现予以求解,所谓＂数量＂主要指房地产信贷投放规模增速及其变化（相对于以往期间的增减）。In the first half of 2014,in the real estate market the low-income housing construction whose main body is shantytown renovation takes important responsibility in steadying economic growth. But the development speedof commercial real estate is very slow. Whether doesthe operation of roal estate finance match this role? Inorder to get the answer,this article analyses the empirical performance of the indicators of commercial real estate credit in quantity and structure.

关 键 词：房地产信贷 商业房地产 房地产开发贷款 房地产业 保障房 个人按揭贷款 住宅销售面积 房地产投资 住宅竣工面积 支柱产业 

分 类 号：F293.3[经济管理—国民经济] F832.4