中国中小微企业融资问题研究述评  

Research Review of Financing Problems for Small and Medium-sized Enterprises in China

作　　者：韩芳[1,2] 王玉芬[2] 

机构地区：[1]包头师范学院学报编辑部,内蒙古包头014030 [2]包头师范学院马克思主义学院,内蒙古包头014030

出　　处：《成都工业学院学报》2014年第3期26-28,共3页Journal of Chengdu Technological University

基　　金：内蒙古哲学社会科学规划项目"内蒙古小微企业融资研究"(2013BO35);内蒙古自治区高等学校科学研究项目"内蒙古民间信贷发展状况与政策规范研究"(NJZC13232)

摘　　要：随着我国经济体制改革的不断深入,中小微企业发挥着日益重要的作用,而融资难已成为制约中小微企业发展的瓶颈。中小微企业融资难主要是因为自身经营能力较差,财务不透明,信用意识缺乏;金融市场不健全,企业融资渠道单一;政府部门的服务和相关法律环境不完善等。应加快中小微企业自身建设,进一步推进金融体制改革,加大力度落实各项扶持中小微企业发展的政策,从而解决中小微企业融资难的问题,有效推动其健康发展。With the deepening of China＇s economic reform,small and micro enterprises play an increasingly important role,and financing difficulty of small and micro enterprises is the development bottleneck. The reasons for financing difficulties of small and micro enterprises are mainly due to their poor ability,financial opacity,lack of credit awareness; unsound financial market,single financing channel; poor services and imperfect legal environment of the government departments. Therefore,the construction of small and medium micro enterprises should be accelerated,,financial reform should be further promoted,the implementation of the support of small and medium enterprise development must be intensified so as to solve the financing difficulties of small and micro enterprises,and effectively promote their healthy development.

关 键 词：中小微企业 融资 困难 述评 

分 类 号：F272[经济管理—企业管理]