小微企业创新融资途径研究  

On Innovating Financing Channels of Small and Micro Enterprises

作　　者：薛颖[1] 赵莉[1] 赵湛斌 

机构地区：[1]邢台职业技术学院,河北邢台054035 [2]邢台银行小企业信贷中心,河北邢台054000

出　　处：《邢台职业技术学院学报》2014年第6期79-81,共3页Journal of Xingtai Polytechnic College

基　　金：2014年度邢台市社会科学发展研究课题--"我市小微企业创新融资途径问题研究";课题编号:XTSKFZ2014006

摘　　要：在我国,快速、健康和持续发展的小微企业对经济增长的贡献越来越大,其在繁荣市场、促进经济增长、稳定就业、推动创新等方面起到了越来越重要的作用。目前,小微企业正面临着许多融资困境,严重影响了企业的生存发展。本文分析了小微企业的融资现状和融资困境形成的原因,提出了化解融资难题、创新融资途径的思路和对策,以期为满足小微企业的融资需求提供借鉴和参考。In China, the rapid, healthy and continuing development of small and micro enterprises contributes to the increase of economy greater and greater and plays more and more important role in booming markets, promoting increase of economy, steadying employment and pushing innovation. At present, small and micro enterprises are facing with a lot of financial difficulties which seriously affects their existence and development. This paper analyzes the financial situation of small and micro enterprises and the reason why there appears the financial difficulties, and proposes the ideas and measures to resolve financial difficulties and innovate financing channels in order to supply references for small and micro enterprises to meet their demands.

关 键 词：小微企业 融资困境 融资途径 创新 

分 类 号：F276.3[经济管理—企业管理]