非国有经济信贷融资困境的理性认识  

Rational Cognition of Credit Financing Predicament of Non-state-owned Economy

作　　者：邹新月[1] 施锡铨[2] 

机构地区：[1]湘潭工学院经管系,湖南湘潭411201 [2]上海财经大学金融学院,上海200433

出　　处：《上海财经大学学报》2002年第4期26-31,共6页Journal of Shanghai University of Finance and Economics

基　　金：湖南省社科规划课题(湘宣字[2001]30B20101)

摘　　要：中国渐进式改革成功地发展了以市场为导向的非国有经济,但是银行信贷一直向国有经济倾斜,所有制经济结构投入和产出极为不对称,严重地束缚了我国非国有企业迅速而健康的发展。为此,本文分析了非国有经济信贷融资困难的原因,并为了让非国有企业与国有企业在信贷市场以平等身份参入竞争,对我国信贷金融体制改革提出一些政策性建议。China s evolutionary reform has succeeded in developing the market-oriented non-state-owned economy. However, the bank credit has inclined to the state-owned economy and the input and the output of economic structure of ownership is extremely asymmetric, which seriously hinders China s non-state-owned enterprises rapid and healthy development. This articles has analysed the reasons for the credit financing difficulty of non-state-owned economy. In order to let the non-state-owned and state-owned enterprises compete e-qually in the credit market, the paper has proposed some policies to the reform in banking system of credit in China.

关 键 词：非国有经济 信贷融资 金融体制 中国 信息不对称 利率市场化 贷款市场 

分 类 号：F832.4[经济管理—金融学] F121.2