近代民营银行负债管理有效性研究(1911-1937)  

On the Effectiveness of Liability Management in Modern Private Banks

作　　者：红花[1] 

机构地区：[1]内蒙古财经大学金融学院,内蒙古呼和浩特010070

出　　处：《内蒙古师范大学学报（哲学社会科学版）》2015年第4期143-146,151,共5页Journal of Inner Mongolia Normal University：Philosophy and Social Sciences Edition

摘　　要：负债业务是民营银行资金的主要来源,是银行作为融资媒介最主要也是最根本的业务,是在经营活动中产生的尚未偿还的债务。负债业务的好坏与银行抗风险能力密切相关,如何通过负债筹集到更多的资金,直接制约民营银行的业务开展和盈利空间,资金来源的稳定与否与流动性保留的合理性影响民营银行经营的安全性甚至是长期生存发展的安危。近代民营银行的负债业务中自由资本和存款是两个重要的项目,近代民营银行完善风险防范机制,得到稳定的发展,与这两种业务的有效管理密不可分。Liability business is a main financial resource of the private banks and the fundamental business of banks as financing medium. It is the unpaid debts in business activities. Liability management performance is closely related to the anti-risk ability of the bank. The funding directly limits the business and profit space of private banks. The stability and fluidity can affect the safety of management and long-term development of banks. In modern private banks, the free capital and deposit are the two main items in the liability management, which are indispensible from the perfection of anti-risk mechanism and stable development.

关 键 词：中国近代 民营银行 负债管理 

分 类 号：F279.19[经济管理—企业管理]