存取款非授权交易纠纷处理机制的国际经验及启示  

International Experiences of Settlement Dealing Mechanism for Unauthorized Deposit and Withdrawal Transaction and the Implications to China

作　　者：赵杰[1] 牟宗杰[1] 桑亮光[1] 李佃美 

机构地区：[1]中国人民银行日照市中心支行,山东日照262300

出　　处：《征信》2015年第9期68-70,共3页Credit Reference

摘　　要：在分析美国、澳大利亚、加拿大等国存取款非授权交易纠纷处理机制的基础上,提出我国在相关纠纷处理时,应明确责任损失分担、建立多元化纠纷处理机制、建立完善的金融消费者投诉数据库。Based on analyzing the dispute settlement mechanism for unauthorized deposit and withdrawal transaction in the United States, Australia, Canada and other countries, it is suggested that China make clear the loss-sharing responsibility, establish a diversified dispute settlement mechanism, and establish a perfect financial consumer com-plaint database.

关 键 词：存取款非授权交易 纠纷处理 投诉 国际经验 

分 类 号：F830.2[经济管理—金融学] D912.28[政治法律—民商法学]