广东执行助学贷款政策的价值冲突  

Value Conflicts in Implementation of National Student Loan Policy in Guangdong Province

作　　者：叶穗冰[1] 

机构地区：[1]广东司法警官职业学院,广东广州510220

出　　处：《广东开放大学学报》2015年第5期14-19,共6页JOURNAL OF GUANGDONG OPEN UNIVERSITY

基　　金：中国伦理学会德育专业委员会"十二五"科研规划重点课题"整体构建高职院校校本德育体系研究与实验"(HXDY-0676)研究成果

摘　　要：国家助学贷款是以资助高校贫困大学生为目的,由财政贴息、财政和高校共同给予银行风险补偿金,在政府、银行、高校和大学生四方当事人之间运作的信用贷款。广东在执行助学贷款政策时,四方当事人之间产生了价值冲突:政府部门不愿承担过多的补贴,银行因为金融风险而惜贷,高校面临着人力不足和承担过高的风险补偿金的问题,学生因各种原因违约。政府有必要通过立法和一系列地方政策调整,使四方当事人形成合力,实现国家助学贷款"资助"和"育人"的双重目标。National Student Loan is a credit loan that operates among the government, banks, universities and students with the purspose of helping impoverished students. There are four sides involving in it： financial interest subsidies, compensation of finance and universities for risk-taking who may come into conflicts of value in the process of its implemenetation. The government is unwilling to afford more financial subsidies; banks decrease loans for financial risks; uUniversities face to shorthanded manpower and heavy compensation for risk-taking; students tear up contracts for some reasons. The government should promulgate a law and adjust the policy to make a concerted effort of the four sides and achieve the aim to help and foster poor students.

关 键 词：广东 助学贷款 价值冲突 

分 类 号：G467.8[文化科学—教育学]