降低费率背景下中国社会保险制度可持续发展研究  

Research on the Sustainable Development of China's Social Insurance System under the Background of Reducing the Rate

作　　者：仙蜜花[1] 

机构地区：[1]武汉大学社会保障研究中心,湖北武汉430072

出　　处：《石家庄经济学院学报》2016年第4期62-67,共6页Journal of Shijiazhuang University of Economics

摘　　要：我国社会保险费率偏高为社会所诟病,2015年以来部分省市下调了部分险种的费率。保险费率的下调对减轻企业负担,促进经济发展有重要意义。梳理了本轮费率下调的地方实践及特点,详细分析了费率下调对企业、职工待遇以及社会保险制度的影响,指出费率下调过程存在的问题。在此基础上,从社会保险可持续发展的视角提出了进一步推进扩面工作、提高统筹层次、拓宽投资渠道、大力扶持小微企业以及发展商业保险等对策。Higher rates of social insurance in China have been criticized by the society, some provinces have lowered insurance rates since 2015. The reduction of insurance rate is of great significance to reduce the burden of enterprises and promote the economic development. This paper sorts out the local practice and characteristics of the current round of tariff reduction, makes a detailed analysis of the impact of tariff reduction on enterprise, employee benefits and social insurance system and points out the problems in the process of tariff reduction. On this basis, from the perspective of sustainable development of social insurance, the paper puts forward the countermeasures to further promote the expansion work. That is to improve the overall level, to broaden the investment channels, to support small and micro enterprises,as well as promote the development of commercial insurance and other countermeasures.

关 键 词：社会保险费率 五险一金 减负 国有资本 可持续发展 

分 类 号：C913.7[经济管理]