析信用证严格相符原则的“无意义不符点”例外  

Research on “Non-meaningful Discrepancy” Exception to the Principle of Strict Compliance

作　　者：黄安平 HUANG Anping(Jiangsu College of Engineering and Technology,Nantong 226007,Chin)

机构地区：[1]江苏工程职业技术学院,南通226007

出　　处：《江苏工程职业技术学院学报》2016年第3期76-80,共5页Journal of Jiangsu College of Engineering and Technology

摘　　要：信用证严格相符原则起源于英美判例法,至今缺少成文法对其含义加以明确,给法院留下了较多的自由裁量空间。国际标准银行实务只明确承认了该原则的打印或拼写错误例外,近期,英美判例法中"无意义不符点"也被确认为该原则的一项例外规则。一般而言,单据不符的影响范围如果仅限于银行业务,没有导致审单员对商业事实方面自由裁量,则该错误应视为无意义不符点,表明严格相符原则得以进一步软化。The Principle of Strict Compliance in letter of credit transactions originates from case law and there isno existing jus scriptum, so much discretion is left to the judges. The sole exception to the Principle of Strict Com-pliance in international standard banking practice is printing or spelling errors. Nowadays“non-meaningful dis-crepancy”or“non- meaningful error”has established as another exception in case law. If a discrepancy onlycasts suspicion on banking practice and does not bring about decretive judgments of document checkers on com-mercial factors, then the error should be regarded as non- meaningful discrepancy. This case study shows thePrinciple of Strict Compliance is further lenient in case law.

关 键 词：信用证 严格相符原则 无意义不符点 

分 类 号：F830.1[经济管理—金融学]