论新时期我国金融监管体制的调整——以我国证券市场行政监管权的重配与协调为视角  

China's Financial Regulatory System Adjustment in the New Period——On the Perspective of Reassortment and Coordination for Administrative Supervision of Securities Market

作　　者：马其家[1] 

机构地区：[1]对外经济贸易大学法学院,北京100029

出　　处：《政法论丛》2016年第6期112-120,共9页Journal of Political Science and Law

基　　金：国家社科基金项目"我国国际板证券发行监管制度的构建研究"(12BFX135)的阶段性成果

摘　　要：我国金融业逐渐从分业经营向混业经营过渡,现行分业监管体制已不适应金融创新的需要。协调监管体制组织松散,难以满足金融混业监管的需要;因人事、机构调整太复杂,我国目前也不宜采用双峰监管和集中监管体制;以中国人民银行为首的牵头监管体制比较适宜我国现阶段的金融监管需求。证券市场监管中,央行应以宏观审慎监管为目标,监测和预防系统性风险;证监会负责证券机构微观审慎监管、证券市场行为监管和投资者保护,并对混合类金融产品实施兜底监管。China＇s financial industry has gradually transformed from separate operation to mixed operation, so China＇ s current separated regulation system can＇ t meet financial innovation. Coordinate Regulatory Model difficult to satisfy financial mixed regulation because of loosely organized; Due to the complicated personnel, institutions adjust- ment, Bimodal Regulatory Model and Centralized Regulation Model are also unfavorable to China. Heading Regulato- ry Model which is led by China people＇ s bank maybe more suitable for Chinese current financial regulatory require- ments. In stock market, China people＇ s bank should be on the target of macro-prudential regulation, supervise and prevent systemic financial risk; China Securities Regulatory Commission （CSRC） should engage in micro-prudential supervision on securities industry body and regulate securities market behavior and protect investors, and take ultima charge of mixed financial products.

关 键 词：金融混业经营 金融监管体制 股市危机 证券市场监管 证监会职能调整 

分 类 号：F832.1[经济管理—金融学]