论信用货币制度下的货币内生性——基于政治经济学的视角  

On the Endogenous Money in Modern System of Credit Currency: From Political Economics Perspective

作　　者：潘胜文[1] 蔡超[1] 

机构地区：[1]华中师范大学经济与工商管理学院,湖北武汉430079

出　　处：《重庆三峡学院学报》2017年第1期35-41,共7页Journal of Chongqing Three Gorges University

摘　　要：探讨货币的内生性或外生性问题具有重要的理论和现实意义,但这一问题至今仍没有较为公认的结论。笔者基于马克思主义货币理论的立场,在简单考察了货币的起源、本质和演变后,认为货币的本质也可定义为社会劳动支配权力凭证,即货币是对社会总劳动或总劳动产品的一份索取权。随着由隐形金本位时代进入到当下纯信用货币时代,事实上形成了以央行、商业银行和企业的资产负债表的扩张和收缩为主要表现形式,以银行借贷和资产抵押为主要方式的货币供给机制。在现代银行企业会计记账规则的基础上,阐述信用货币制度下基本的货币创造与银行运行过程,并结合马克思的两大部类企业扩大再生产模型,说明了信用货币供给与实体经济互动相生的关系。It has important significance to approach the problem of endogenous or exogenous currency, but there is still no accepted conclusion to it. Based on the stand of Marx＇s theory of money and a simple review of the origin, nature and evolution of money, the paper suggests that the essence of money can be defined as power symbol for the control of social labor, i.e., money is one of the right to claim the total social labor or the total labor product. With the era of the invisible gold standard into the era of pure credit currency, the expansion and contraction of the balance sheet of the central bank, commercial banks and enterprises are in fact the main form of expression, and money supply mechanism as the main ways of bank lending and asset mortgage. On the basis of the accounting rules of modem banks, this paper expounds the basic money creation and the operation process of the bank under the credit currency system, combined with the two major categories of enterprise Marx extended reproduction model, and explains the relationship between the interaction between money supply and credit in the real economy.

关 键 词：社会劳动 信用货币 货币内生性 两部类模型 

分 类 号：F822.0[经济管理—财政学]