智能制造中小企业信用评价  

Credit Evaluation of Small and Medium-sized Enterprises in Intelligent Manufacturing

作　　者：高华[1] 王晓洁[1] 

机构地区：[1]天津理工大学管理学院,天津300384

出　　处：《科技管理研究》2018年第5期87-92,共6页Science and Technology Management Research

基　　金：国家自然科学基金项目"基于风险能量的BT债务规模边界及风险控制有效性研究"(71471131)

摘　　要：针对融资困难这一中小企业转型升级的主要障碍,获取金融机构贷款是主要解决途径,而影响企业贷款获得的主要因素是企业信用评价。在文献分析的基础上构建企业信用评价指标体系,结合《企业绩效评价标准值》,运用模糊综合评价方法,对智能制造企业XX公司进行信用评价实证,其最终评价结果为AAA级,为金融机构确定企业贷款额度提供参考依据。In view of the financing difficulty has become the main barrier in the progress of transformation and upgrading, the main route to solve the financing difficulty is getting loans from financial institutions, and furthermore the main influence factor to obtain loans is the credit evaluation of enterprise. This article builds the credit evaluation index system of enterprise on the basis of hterature analysis, and combines Standard Values of Enterprise Performance Evaluation of small and medium-sized enterprises in intelligent manufacturing, then uses fuzzy comprehensive evaluation to evaluate the credit of intelligent manufacturing enterprise XX company. The evaluation result of XX company is AAA, provides a reference for financial institutions to ensure the amount of loan for the company.

关 键 词：智能制造 中小企业 信用风险 模糊综合评价 

分 类 号：F276.3[经济管理—企业管理]