我国巨灾保险制度三地试点的评价分析  

作　　者：朱丽莎[1] 

机构地区：[1]武汉大学政治与公共管理学院,湖北武汉430072

出　　处：《保险职业学院学报》2018年第2期50-53,共4页Journal of Insurance Professional College

摘　　要：2013年中国保监会批复深圳、云南为我国巨灾保险首批试点地区。2014年11月,宁波市巨灾保险试点工作开展。国家希望通过地方试点积累经验,从而推动在全国范围内全面建立巨灾保险制度。当前的地方试点有许多可取的经验,但也凸显了一些问题。本文以巨灾保险制度在深圳、宁波和云南楚雄三地的试点情况为切入点,系统分析了当前地方试点存在的可取之处和不足之处,并结合国外巨灾保险制度发展的经验,对我国巨灾保险制度今后的地方试点和在全国范围内的制度建设提供一些建议。In 2013, China Insurance Regulatory Commission approved that Shenzhen and Yunnan were the first pilot areas for catastrophe insurance in China. In November 2014, the pilot work of catas- trophe insurance in Ningbo was carried out. The state hopes to accumulate experience through local pi- lot, so as to promote the establishment of catastrophe insurance system throughout the country. The current local pilot has many desirable experiences, but it also highlights some problems. Based on the catastrophe insurance system in three pilot cases ,this article analyzes local pilot＇s advantages and disad- vantages and with experience of foreign catastrophe insurance system, provides some suggestions on the catastrophe insurance system in China in the future of the pilot local and nationwide the construction of the system.

关 键 词：巨灾保险 巨灾基金 巨灾债券 

分 类 号：F840.64[经济管理—保险]