论虚拟货币金融犯罪的监管  

On the Supervision of Virtual Currency Financial Crimes

作　　者：朱振洁 朱翠景[2] Zhu Zhenjie;Zhu Cuijing(School of gaw,Hebei University of Economics and Business,Shijiazhuang 050061;Cangzhou Technical College,Cangzhou,Hebei 061001)

机构地区：[1]河北经贸大学法学院,石家庄050061 [2]沧州职业技术学院,河北沧州061001

出　　处：《信息安全研究》2018年第6期505-510,共6页Journal of Information Security Research

基　　金：中国法学会部级法学研究课题(CLS(2017)Y07);河北省社科基金项目(HB17FX019)

摘　　要：虚拟货币作为互联网金融的去中心化产物,具有占用空间小、流通速度快、隐蔽程度高及风险系数大的特点.在给人们生活带来商机和便利的同时,也极易成为犯罪分子进行金融犯罪的工具和渠道,近几年,利用虚拟货币进行洗钱、诈骗、逃税的金融犯罪现象越来越多,据此,我国应在借鉴美国、欧盟等发达国家监管经验的基础上,通过制定法律法规,明确央行主导监管地位,提高监管技术,增强协同监管等举措,从事前、事中、事后全方位来完善我国对虚拟货币金融犯罪监管的体系,更好地推动金融市场健康持续发展.As a decentralized product of internet finance, virtual currency has the characteristics of small occupied space, fast circulation speed,high degree of concealment and high risk factor.While bringing business opportunities and copveniences to people＇s lives,it is also very easy to become a tool and channel for criminals to carry out financial crimes. In recent years,more and more financial crimes have committed by using virtual currency for money laundering, fraud and tac evasion. Based on this, China should learn from the regulatory experience of the United States,the European Union and other developed countries to formulate laws and regulations so as to clarify the central bank＇s dominant regulatory status,improve regulatory technologies,enhance collaborative supervision and other measures and engage in all aspects before, during, and after the event. We will improve our system of supervision over virtual currency and financial crimes, which can better to promote the healthy and sustainable development of the financial market.

关 键 词：互联网金融 虚拟货币 去中心化 金融犯罪 监管路径 

分 类 号：TP393.08[自动化与计算机技术—计算机应用技术] D922.28[自动化与计算机技术—计算机科学与技术]