基于“互联网+”背景的供应链金融模式创新与发展研究  

Research on Innovation and Development of Supply Chain Finance Model Based on “Internet Plus” Background

作　　者：徐鹏杰[1] 吴盛汉[2] XU Peng-jie;WU Sheng-han(Business School,Liaocheng University,Liaocheng 252059,China;Economic School,Fujian Longyan College,Longyan 364012,China)

机构地区：[1]聊城大学商学院 [2]福建龙岩学院经济学院

出　　处：《经济体制改革》2018年第5期133-138,共6页Reform of Economic System

摘　　要：供应链金融是随着"互联网+"战略提出而发展起来的,与传统金融借贷业务相比,供应链金融具有借款条件宽泛、业务流程简单、资金监管成本低等优势,在一定程度上解决了中小型企业融资难问题。但随着供应链金融的快速发展,其运营模式弊端、信用风险、法律风险、操作风险等问题也逐渐显现。因此,深入探究不同主体行业的供应链金融模式,有助于传统银行等金融机构的转型,促进供应链金融的进一步发展。Supply chain finance is as ＂Internet ＋ ＂strategy is proposed and developed,compared with the traditional financial lending business,supply chain finance is broad borrowing conditions,financial business process simple,low cost of capital regulation advantage,to some extent,solves the small and medium-sized enterprises＇ financing difficult problem.However,with the rapid development of supply chain finance,the disadvantages of its operation mode gradually emerge,and the problems such as credit risk,legal risk and operational risk are revealed. Therefore,in-depth exploration of the supply chain finance model of different main industries will help the transformation of traditional banks and other financial institutions and promote the further development of supply chain finance.

关 键 词：互联网+ 供应链金融 模式创新 风险管理 

分 类 号：F274[经济管理—企业管理] F832[经济管理—国民经济]