农村中小企业融资困境的制度根源与改革路径  

The Institutional Root and Reform path of Rural small and Medium-sized Enterprises in financing

作　　者：巴红静[1] BA Hong-jing(Journal of Northeast University of Finance and Economics,Dalian 116025,China)

机构地区：[1]东北财经大学杂志社,辽宁大连116025

出　　处：《经济研究导刊》2018年第29期3-5,8,共4页Economic Research Guide

基　　金：辽宁省社会科学规划基金青年项目"农业供给侧结构性改革与农村金融创新选择"(L16CJY005);东北财经大学校级课题一般项目"农村金融创新;农业供给侧结构性改革与农村经济增长"(DUFE2017Y17)

摘　　要：中小企业融资问题已经成为制约我国农村经济发展和供给侧改革的瓶颈,因此,从制度角度着眼,从我国农村金融市场总体发展滞后、市场改革导致强烈的金融抑制、资本市场残缺等方面探讨融资难的制度根源。借鉴美国和日本的先进经验,从完善金融市场加快利率市场化改革的步伐,完善法律保障,建立政府主导、多方参与的服务机构等方面提出我国改善农村中小企业融资环境、促进中小企业长期持续稳定发展的改革路径。The financing problem of small and medium-sized enterprises has become the bottleneck restricting the development ofrural economy and supply-side reform in China. Therefore, from the point of view of system, the overall development of rural financialmarket in China lags behind. Market reform leads to strong financial repression and incomplete capital market to explore theinstitutional root of financing difficulties. Using the advanced experience of the United States and Japan for reference, from the aspectsof perfecting the financial market to speed up the reform of interest rate marketization, perfecting the legal guarantee, establishinggovernment-led and multi-participating service institutions, and so on, the paper puts forward that our country should improve thefinancing environment of small and medium -sized enterprises in rural areas. To promote the long -term sustainable and stabledevelopment of small and medium-sized reform path.

关 键 词：中小企业 信息不对称 金融抑制 融资困境 

分 类 号：F276.3[经济管理—企业管理] F832.4[经济管理—国民经济]