大数据背景下物流金融信息平台构建研究  

Research on the Construction of Logistics Finance Information Platform under the Circumstance of Big Data

作　　者：李岩[1] 韩劲松[1] 李康乐[1] 徐鹏赢[1] LI Yan;HAN.linsong;LI Kangle;XU Pengying(Harbin Institute of Finance,Harbin 150030,China)

机构地区：[1]哈尔滨金融学院,黑龙江哈尔滨150030

出　　处：《物流科技》2018年第11期6-11,共6页Logistics Sci-Tech

基　　金：黑龙江省哲学社会科学研究规划项目"振兴东北视野下黑龙江省物流金融发展机制及对策研究"(17GLB017);黑龙江省属高等学校基本科研业务费科研项目"大数据背景下物流金融信用体系构建研究"(2017-KYYWF-E0102)

摘　　要：物流金融的发展一直受到信息不透明、信息滞后、信息不共享等因素的制约。大数据技术的发展,可以实现信息的全面采集,实时处理。文章通过对物流金融的发展和研究的分析,提出利用大数据技术构建物流金融信息平台的思路。给出了信息平台构建的总体框架,并对平台的基本功能和与现在信息平台对比进行了分析。提出信息平台构建必须由政府主导,在国家法律法规政策和行业规范保障下,利用大数据技术,实现信息的采集、挖掘、分析、整合、共享,为物流金融业务和中小企业健康发展提供更好更全面的服务。The development of logistics finance has been restricted by factors such as information opacity, information delay and information non-sharing. With the development of big data technology, the information can be comprehensively collected and pro- cessed in time. Through the analysis of the development and research of logistics finance, this paper puts forward the idea of constructing logistics financial information platform by using big data technology. This paper gives the overall framework of the information platform construction, analyzes the basic functions of the platform, and makes a comparative analysis with the existing information platform. In order to provide a better and more comprehensive service for the healthy development of logistics finance and small and medium-sized enterprises, this paper puts forward that the information platform construction must be led by the government within the scope of national laws, regulations and industry standards, by using big data technology to realize informa- tion collection, mining, analysis, integration and sharing.

关 键 词：物流金融 信息平台 大数据 中小企业 融资 

分 类 号：F275.6[经济管理—企业管理]