多目标政府补偿的担保优化模型及模式研究  

Research on Guarantee Optimization Model and Pattern of Multi-Objective Government Compensation

作　　者：李铁宁[1] 罗建华[1] 扶缚龙[1] 

机构地区：[1]长沙理工大学经济与管理学院,湖南长沙410004

出　　处：《金融理论与实践》2016年第12期43-47,共5页Financial Theory and Practice

基　　金：湖南省科学技术厅软科学研究计划(重点)资助项目(课题标号:2015ZK3015)阶段性成果

摘　　要：通过对政府各项补偿因素的分析,运用运筹学的有约束多目标优化与算法构建了既有激励补偿又有风险补偿机制补偿模型,并运用Matlab软件对模型进行了数据测算,最后据此提出政府担保补偿的模式。研究表明,通过鼓励银行或再担保机构分担担保企业一定比例代偿损失是改进担保企业效益的最重要途径,一味通过政府财政补贴的方式并不是改善担保企业经营效益的有效办法。Through the analysis of the government compensation factor, the paper use constrainedmulti- objective optimization and algorithm by Operations to constructs compensation model of havingboth incentive compensation and risk compensation mechanism, and use the Matlab software to do thedata measured to model, finally, on the basis this, this paper suggest the pattern of governmentguarantee compensation. Studies have shown that, by encouraging Banks or Guarantee Agencies toshare a certain proportion of the guarantee enterprise compensatory loss is the most important way toimprove the guarantee enterprise benefit, government subsidies blindly are not the effective way toimprove guarantee enterprise management benefit.

关 键 词：激励补偿 风险补偿 有约束多目标优化 

分 类 号：F832.39[经济管理—金融学]