从金融资本的本性看中小企业融资难  

Viewing the Financing Difficulties of Small and Medium-Sized Enterprises from the Nature of Financial Capital

作　　者：董志英 种佳琦 DONG Zhi-ying;CHONG Jia-qi(Shijiazhuang Posts and Telecommunications Technical College,Shijiazhuang 050000,China;Hebei Normal University of Science and Technology,Shijiazhuang 050000,China)

机构地区：[1]石家庄邮电职业技术学院,石家庄050000 [2]河北科技师范学院,石家庄050000

出　　处：《中小企业管理与科技》2020年第2期71-73,共3页Management & Technology of SME

摘　　要：中小企业融资难和融资贵是社会关注的焦点,银行作为金融资本的主要供给者一直受到社会人的关注,有的认为银行信贷政策存在歧视,有的认为中小企业风险高,褒贬者均有。论文从金融资本的角度论证分析了银行优先满足大型企业、国有企业的资金需求,对中小企业资金需求不积极的原因,并提出相应的对策和建议。The difficulty and high cost of financing for small and medium-sized enterprises are the focus of social attention.Banks,as the main suppliers of financial capital,have been concerned by social people.Some people think that the bank credit policy exists discrimination,some think that the risk of small and medium-sized enterprises is high,there are positive and negative.From the perspective of financial capital,this paper analyzes the reasons why banks give priority to meet the capital needs of large enterprises and state-owned enterprises and are not active to the capital needs of small and medium-sized enterprises,and puts forward corresponding countermeasures and suggestions.

关 键 词：金融资本 中小企业 融资难 

分 类 号：F276.3[经济管理—企业管理]