金融素养的研究进展  

Research Progress on Financial Literacy

作　　者：彭金丹 Jindan Peng(School of Economics,Minzu University of China,Beijing,100081,China)

机构地区：[1]中央民族大学经济学院,北京100081

出　　处：《经济管理研究》2019年第3期39-41,共3页Economic management research

摘　　要：随着金融市场的发展、金融产品种类的丰富及出于预防金融风险的动机,“金融素养”一词被正式提出并受到越来越多国家的关注。中国学界也从多个角度对这一问题进行了深入讨论和研究,论文将以这些研究为基础,系统梳理金融素养的相关问题,主要包括金融素养的含义、测度方法、金融素养对居民金融行为的影响及提高居民金融素养的手段等。With the development of the financial market,the variety of financial products and for the purpose of preventing financial risks,the word"financial literacy"has been put forward formally and attracted more and more countries'attention.The Chinese academic circle has also conducted in-depth discussion and research on this issue from multiple perspectives.Based on these studies,the paper will systematically sort out the related issues of financial literacy,including the meaning,measurement methods,the impact of financial literacy on residents'financial behavior and the means to improve residents'financial literacy.

关 键 词：金融素养 金融教育 金融咨询 

分 类 号：F83[经济管理—金融学]