中国金融产业集聚空间格局与影响因素——基于地理探测器模型的研究  

The Spatial Pattern of China’s Financial Industry Agglomeration and Its Influencing Factors:A Study Based on the Geographical Detector Model

作　　者：王艳华[1,2] 赵建吉[1,2] 刘娅娜 冯海龙[1] 苗长虹[1,2] WANG Yanhua;ZHAO Jianji;LIU Yana;FENG Hailong;MIAO Changhong(Key Research Institute of Yellow River Civilization and Sustainable Development&Collaborative Innovation Center of Yellow River Civilization,Henan University,Kaifeng 475001,Henan,China;College of Environment and Planning,Henan University,Kaifeng 475004,Henan,China;Hebi Senor School,Hebi 458000,Henan,China)

机构地区：[1]河南大学黄河文明与可持续发展研究中心暨黄河文明协同创新中心,中国河南开封475001 [2]河南大学环境与规划学院,中国河南开封475004 [3]鹤壁高中,中国河南鹤壁458000

出　　处：《经济地理》2020年第4期125-133,共9页Economic Geography

基　　金：国家自然科学基金项目(41601119、41301115、41430637);教育部人文社会科学基金项目(15YJC790111、19YJA790123);河南省高等学校重点科研项目(17B170004、18A790012)。

摘　　要：研究金融产业集聚的空间格局及其影响因素,对于优化金融资源空间配置和加快推动金融产业集聚具有重要意义。基于高德地图提取的POI数据共计250522个兴趣点,运用核密度方法,对我国金融业以及银行、保险、证券业等细分行业的空间格局进行了研究;运用地理探测器模型,对金融产业集聚的影响因素进行了分析。结果表明:①无论从金融产业整体还是细分行业的空间格局来看,以胡焕庸线为界,东南半壁始终占据显著优势;②金融产业集聚最为显著的区域主要集中在长三角、京津冀和珠三角城市群,北京、上海始终处于高集聚区;③影响东部、中部和西部地区金融产业集聚的主要因子不同,伴随着经济发展水平的提升,对外开放水平、人力资源、信息流动、规模经济、政府行为等因子的作用逐渐凸显,城乡居民储蓄、工业化水平等因子的作用逐步减弱;④不同影响因子两两之间的交互作用都呈现了增强关系,主要表现为非线性增强和双因子增强,没有出现减弱和独立的关系。2010年,对外开放水平和其他因子的交互作用对于金融业集聚影响的强化作用较为显著;2016年,影响因子的交互作用比较均衡,人力资源和其他因子的交互作用对于金融业集聚影响的强化作用较为显著。Studying the spatial pattern of financial industry agglomeration and its influencing factors are of great significance for optimizing the spatial allocation of financial resources and accelerating the financial industry agglomeration.Based on the POI data extracted from Gaode map,a total of 250522 points of interest.The nuclear density method was used to study the spatial pattern of China’s financial industry and banking,insurance,and securities industries,and by using geo-detector model,the factors affecting the agglomeration of financial industry were analyzed.The results show that:1)The agglomeration of banking,insurance and securities industries in China shows obvious spatial differences,forming a spatial pattern that is higher in the eastern coast than in the central and western regions;2)The most prominent areas of financial industry agglomeration are mainly concentrated in the Yangtze River Delta,Beijing-TianjinHebei and Pearl River Delta urban agglomerations.Beijing and Shanghai are always in high-gathering areas,and the financial agglomeration level in the vast western regions is relatively low;3)The main factors affecting the financial industry agglomeration in the eastern,central and western regions are different.With the improvement of economic development level,the influence of human resources,information flow,economies of scale and government has become increasingly prominent;4)There is no weakening and independent relationship between the two factors,including nonlinear enhancement and two-factor enhancement.In 2010,the interaction between the level of opening up and other factors has a significant effect on the strengthening of financial industry agglomeration;in 2016,the interaction of impact factors is relatively balanced,and the interaction between human resources and other factors has a significant effect on the agglomeration of financial industry.

关 键 词：金融地理学 产业集聚 胡焕庸线 POI数据 地理探测器 金融中心 银行业 保险业 证券业 

分 类 号：F831.5[经济管理—金融学]