财富、单身主义与婚恋投资困境分析  

Wealth,Singleness and the Dilemma of Marital Investment

作　　者：阎波[1] 程飞 YAN Bo;CHEN Fei

机构地区：[1]湖南理工学院经管学院,湖南岳阳414000 [2]上海财经大学金融学院,上海200433

出　　处：《五邑大学学报（社会科学版）》2020年第3期54-59,94,共7页Journal of Wuyi University(Social Sciences Edition)

基　　金：国家社会科学基金一般项目“农村三产融合发展助推乡村振兴的内在机理与路径选择研究”(批准号:19BJY115)之阶段性研究成果。

摘　　要：单身主义是个体的一种理性选择行为,单身的来源主要有三种,单身者的单身概率函数可用pdnc=d(w,m,r,cy,en)来表示,单身现象与个人财富w密切相关。选择单身还是成立家庭是个人合理持有财富的选择行为,城市里的家庭面临着家庭重组或重回单身的尴尬选择,农村地区的单身者面临娶妻难的难题,只有“经济+地理”的婚恋扶贫政策才能解决农村地区下一代的婚恋困境。单身的产生与财富积累失衡紧密相连,单身主义会导致一系列的社会不稳定性,社会福利的合理改善与财富向婚恋弱势群体的适当倾斜可以降低社会的单身率。Singleness is a rational choice of individuals and there are three causes for singleness.The singleness probability function can be expressed by the formula.pdnc=d(w,m,r,cy,en).Singleness is closely related to personal wealth.Choosing to be single or to have a family is an individual’s choice to hold wealth reasonably.Urban families face the awkward choice of regrouping or returning to singleness;single people in rural areas face difficulties in getting married.Only the poverty alleviation policy of“economy+geography”can solve the marriage and love dilemma of the next generation in rural areas.The emergence of singleness is closely related to the imbalance of wealth accumulation.The reasonable improvement of social welfare and the proper tilting of wealth to the disadvantaged groups can reduce the singleness rate in society.

关 键 词：单身主义 家庭财富 产业结构 婚恋扶贫 看涨期权 

分 类 号：F832.5[经济管理—金融学]