疫情背景下中小微企业资金纾困路径分析  

The Financial Bailout Measures for MSMEs under the Covid-19 Pandemic Situation

作　　者：郭素娟[1] GUO Sujuan(Shandong Institute of Commerce and Technology, Jinan, Shandong 250103, China)

机构地区：[1]山东商业职业技术学院,山东济南250103

出　　处：《山东商业职业技术学院学报》2020年第4期1-4,58,共5页Journal of Shandong Institute of Commerce and Technology

摘　　要：根据国家统计局发布的关于大中小微企业的划分标准,我国中小微企业数量庞大,在国民经济中的地位举足轻重。由于行业特点和规模较小,中小微企业在新冠疫情中经受严峻考验,其中最为突出的是资金困难问题。资金纾困成为中小微企业复工复产的关键所在。资金纾困的路径主要包括:采取减税降费等措施减少现金流出,给企业“止血”;多维度多渠道提供资金支持,给企业“输血”;通过创新经营模式、拓展销售渠道、提升管理效率,企业实现自我“造血”。According to the classification standard of large,medium,small and micro-sized enterprises(MSMEs)issued by the National Bureau of Statistics,there are a large number of small and medium-sized enterprises in China,which play an important role in the national economy.Due to the characteristics and small scale of the industry,it has undergone severe tests in the new epidemic situation,among which the most prominent problem is the financial difficulties.Financial bailout has become the key to the resumption of production of MSMEs.The route of financial bailout mainly includes:taking measures such as tax reduction and fee reduction to reduce cash outflow of the enterprise to“stop bleeding”;providing multi-dimensional and multi-channel financial support to the enterprise to“blood transfusion”;by innovating business model,expanding sales channels,and improving management efficiency,to let enterprises achieve their own“blood production”.

关 键 词：中小微企业 疫情 资金 融资 

分 类 号：F276.3[经济管理—企业管理]