马克思货币理论的现代分析  

Modern Analysis of Karl Marx’s Monetary Theory

作　　者：王成进 WANG Cheng-jin(Shiyan Audit Bureau,Shiyan 442000,China)

机构地区：[1]十堰市审计局,湖北十堰442000

出　　处：《湖北工业职业技术学院学报》2021年第1期37-44,共8页Journal of Hubei Industrial Polytechnic

摘　　要：西方主流货币理论忽视货币的作用,忽略商业银行信用创造的职能,无视货币配置对经济的重要影响。基于人们消费内容从物质转向精神、投资(机)需求的增加、虚拟经济的膨胀与泛化而使得经济中不确定性不断增加的时代特征,本文对马克思货币理论进行时代探索,提出:(1)货币需求是经济活动内在的、本质的需求;(2)央行发行基础货币,商业银行在此基础上以记账贷款的形式创造信用货币的主体构成当代信用货币基本结构和机制;(3)信用货币配置通过两方面影响经济增长和经济波动:一是消费视角,当信用货币配置倾向于劳动者而不是资本、倾向于中低收入群体而不是高收入群体时将会促进经济增长、降低经济波动;二是生产投资视角,当信用货币配置倾向于实体经济部门而非虚拟经济部门、倾向于高生产率部门而非低生产率部门时,将会促进经济增长、降低经济波动。The western mainstream monetary theory ignores the roles of money,the credit creation function of commercial banks,and the impact of money allocation on the economy. Based on the facts of the consumption transformation from material to spirit,the increase of investment demand,and the expansion and generalization of fictitious economy,this paper explores Marx’s monetary theory and puts forward three points of view. Firstly,money demand is intrinsic and essential to economic activities. Secondly,the central bank issues basic money,and commercial banks use it to create credit,which constitute the modern credit money system and mechanism. Thirdly,money allocation affects economic growth and fluctuation through two ways: one is through consumption,which will promote economic growth and reduce economic volatility when credit money allocation favors labor more than capital,low-and middle-income groups more than high-income groups;the other is through production and investment,which will promote economic growth and reduce economic volatility when credit money allocation favors the real economy more than the virtual economy,and the high-productivity more than the low-productivity sectors.

关 键 词：马克思货币理论 信用货币 货币结构 货币配置 

分 类 号：F821[经济管理—财政学]