银行承担社会责任对其竞争力的影响研究——基于银行服务的“质”与“量”中介视角  

Research on the Impact of Bank’s Social Responsibility on Competitiveness——Based on the Intermediary Perspective of the “Quality” and “Quantity” of Bank Service

作　　者：段军山 庄旭东 DUAN Jun-shan;ZHUANG Xu-dong

机构地区：[1]广东财经大学金融学院 [2]华南理工大学经济与金融学院

出　　处：《金融论坛》2021年第4期22-32,共11页Finance Forum

基　　金：国家社会科学基金后期资助项目“金融机构承担社会责任对公司价值影响研究”(17FJY010)。

摘　　要：本文基于2010-2018年中国16家上市银行面板数据,探讨银行承担社会责任对其竞争力的影响。研究发现,大型银行和中小型银行承担社会责任均能提高自身竞争力,并且正效应存在一定的持续性;大型银行承担社会责任对银行竞争力的正效应更强;银行承担社会责任能够通过金融创新和信贷供给两条渠道,改善银行服务的"质"与"量",最终促进竞争力提升。Based on the panel data of 16 listed banks in China during 2010-2018,this paper analyzes the impact of bank’s social responsibility on the competitiveness.It’s found that both large banks and small&medium-sized banks can improve their own competitiveness by taking social responsibility,and the positive effect shows a continuity to a certain degree;the positive effect of large banks’social responsibility on the competitiveness is stronger;social responsibility can improve the"quality"and"quantity"of bank services through two channels:financial innovation and credit supply,and will ultimately improve banks’competitiveness.

关 键 词：社会责任 银行竞争力 银行服务质量 金融创新 信贷供给 

分 类 号：F832.3[经济管理—金融学] F270F271