对我国发展融资性票据的思考--基于商业本票的视角  

Thoughts on China's Development of Financing Bills--From the Perspective of Commercial Promissory Notes

作　　者：易文家 YI Wenjia(Bill Business Department,Industrial and Commercial Bank of China)

机构地区：[1]中国工商银行票据营业部

出　　处：《中国商论》2021年第19期113-115,共3页China Journal of Commerce

摘　　要：资金融通作为各类企业经营发展的核心环节,面临诸多实践上的挑战,商业本票作为国际通行的融资性票据,在发达国家和地区及中国台湾已取得多年成功的发展经验。本文从当前国内外商业本票发展现状及我国发展商业本票的意义和挑战入手,对我国发展商业本票市场的必要性、可行性与实施路径进行分析,并提出相应的政策建议,以期为我国发展融资性票据提供有益的借鉴思路。Financing,as the core link of all kinds of enterprises’operation and development,faces many practical challenges.Commercial promissory note,as an internationally accepted fi nancing instrument,has achieved successful development experiences for many years in developed countries and regions.Starting from the current development status of commercial promissory notes at home and abroad and the signifi cance and challenges of developing commercial promissory notes in China,this paper analyzes the necessity,feasibility and implementation path of developing commercial promissory note market in China,and puts forward corresponding policy suggestions,so as to provide useful references for the development of fi nancing bills in China.

关 键 词：交易 融资 商业汇票 商业本票 实施路径 

分 类 号：F276.3[经济管理—企业管理]