大学生“校园贷”现象的心理因素探究  

Psychological Factors of College Students’“Campus Loan”Phenomenon

作　　者：张丽丽[1] 贾小伟[1] 周凌云[1] ZHANG Li-li;JIA Xiao-wei;ZHOU Ling-yun(Jiangsu Vocational College of Agriculture and Forestry,Jurong Jiangsu 212400,China)

机构地区：[1]江苏农林职业技术学院,江苏句容212400

出　　处：《湖北开放职业学院学报》2022年第2期30-32,共3页Journal of Hubei Open Vocational College

基　　金：江苏农林职业技术学院教育科学研究课题“校园贷的心理分析及对策研究”(项目编号:2019jk016)。

摘　　要：近期高校频发大学生"校园贷"案例,给社会、学校、家庭及学生本人造成不良的影响和严重的伤害。频繁发生大学生"校园贷"事件有社会法规不健全的原因,也有家庭教育不当的原因,更有学生自身错误的消费观和不健康的心理原因。本文通过对当代大学生的消费行为数据分析,寻找大学生参与"校园贷"的原因,重点探究发生大学生参与"校园贷"的心理因素,从而探索预防不良"校园贷"事件的心理学方案,帮助大学生健康成长。Recently,college students occurred"campus loan"cases frequently,to the society,school,family and student caused a bad impact and serious harm.The"campus loan"has the reasons of imperfect social laws and regulations,improper family education,and more students’own wrong consumption concept and unhealthy psychological reasons.By analyzing the consumption behavior data of contemporary college students,this paper looks for the reasons why college students participate in the"campus loan",and focuses on exploring the psychological factors that occur when college students participate in the"campus loan",so as to explore the psychological programs to prevent bad"campus loan"events and help college students grow up healthfully.

关 键 词：校园贷 消费行为数据 心理因素 

分 类 号：G640[文化科学—高等教育学]