线上供应链金融服务平台信用风险控制研究--以杭州Y公司为例  

Research on Credit Risk Control of Financial Service Platforms of Online Supply Chain--Taking Hangzhou Y Company as an Example

作　　者：王小兵[1] 蒋淑雯 黄爽 WANG Xiaobing;JIANG Shuwen;HUANG Shuang(China Jiliang University Hangzhou,Zhejiang 310018)

机构地区：[1]中国计量大学,浙江杭州310018

出　　处：《中国商论》2022年第8期77-79,共3页China Journal of Commerce

摘　　要：随着大数据时代的来临,基于B2B电商平台的线上供应链金融开始兴起。然而,违约率的攀升使相关线上供应链金融服务平台的信用风险控制成为亟待解决的问题。本文提出线上供应链金融突出的信用风险问题,分析案例企业在信用风险控制上的措施及借鉴,并在此基础上为线上供应链金融服务平台的信用风险模型构建提出建议。With the advent of the era of big data,online supply chain finance based on B2B e-commerce platforms has begun to rise,but the rising default rate makes the credit risk control of relevant financial service platforms online supply chain become an urgent problem to be solved.This study puts forward the prominent credit risk problems of online supply chain finance,analyzes the measures and experience of the case enterprises in credit risk control,and on this basis,comes up with suggestions for the credit risk model of financial service platforms of online supply chain.

关 键 词：线上供应链金融 B2B电商平台 信用风险控制 互联网 大数据 

分 类 号：F274[经济管理—企业管理]