基于数字经济的法定数字货币产生逻辑、功能演进与发展趋势研究  

Research on the Logic,Function Evolution and Development Trend of Legal Digital Currency Based on Digital Economy

作　　者：杨继 Yang Ji

机构地区：[1]武汉大学董辅礽经济社会发展研究院

出　　处：《社会科学辑刊》2022年第2期105-113,共9页Social Science Journal

基　　金：2021年国家发展和改革委员会发展规划项目。

摘　　要：作为数字经济的重要组成部分,法定数字货币的出现有其独特的内在逻辑。从实物货币到金属货币再到铸币和纸币,货币经历了从具有内在价值到无价值符号的变迁。在数字技术的推动下,法定数字货币实现了从诱致性变迁转向强制性变迁的发展过程。法定数字货币在不计息发行阶段,主要发挥交易媒介的作用;如果推出数字货币利率,它将成为一项重要的货币政策工具,发挥信用创造的作用,并通过背后的数字技术提高货币政策的实施效果。在开放状态下,以数字技术为基础的“一篮子法定数字货币”有可能成为“超主权”货币的主要构成部分,因而法定数字货币发行国需要加强对关键核心技术的掌握,加大法定数字货币应用规模,共同构建区块链联盟链下具有“共信力”的多方平等、去中心化跨境支付体系和国际结算体系。As an important part of digital economy,the emergence of legal digital currency has its unique internal logic.From physical money to metal money,and then to coinage and paper money,money has experienced the change from internal value to worthless symbol.Driven by digital technology,legal digital currency has realized the development from induced change to mandatory change.In the stage of non-interest bearing issuance,legal digital currency mainly functions as a trading medium.If digital money interest rate is introduced,it will become an important monetary policy tool and play the role of credit creation,hence enhancing the implementation of monetary policy supported by digital technology.In an open state,“a basket of legal digital currency”based on digital technology may become the main composition of“super sovereign”currency.Therefore,the issuing countries of legal digital currency need to strengthen the mastery of core technologies,increase the application scale of legal digital currency,and jointly build a decentralized cross-border payment system and international settlement system,which supports multi-party equality with“common trust”under the blockchain alliance chain.

关 键 词：法定数字货币 数字经济 货币功能 国际货币 数字技术 

分 类 号：F82[经济管理—财政学]