科技型中小企业知识产权质押融资影响因素研究  

Research on the Influencing Factors of Intellectual Property Pledge Financing of Technology-Based SMEs

作　　者：陈欢 黄艳[1] 鲍新中[1] Chen Huan;Huang Yan;Bao Xinzhong(Beijing Union University School of Management,Beijing 100101)

机构地区：[1]北京联合大学管理学院,北京100101

出　　处：《科技促进发展》2021年第8期1542-1548,共7页Science & Technology for Development

基　　金：2020年国家科技部创新方法工作专项子课题(2020IM030400):双创升级版创新创业“深度孵化”方法研究与应用示范,负责人:黄艳;2020年北京联合大学人才强校优选计划项目(BPHR2020CS06):社会资本、资源拼凑与新创企业成长绩效研究,负责人:黄艳;2020年北京联合大学科研项目(JS10202006):疫情背景下北京市中小企业数字化转型研究,主持人:李立威。

摘　　要：采用结构方程模型探讨了政府、银行、中介机构对科技型中小企业知识产权质押融资的影响及其路径。研究结果表明,在知识产权质押融资过程中政府对银行和中介机构有直接影响,政府可通过银行间接影响企业知识产权质押融资。该研究指出,科技型中小企业对我国经济发展起着重要作用,但这类企业的资金问题一直阻碍着其成长与发展。知识产权质押融资是解决其资金短缺的有效途径,目前对其影响因素进行综合分析的实证研究还比较少。A structural equation model was used to explore the impact of the government, banks, and intermediary agencies on the intellectual property pledge financing technology-based SMEs and the influencing paths. The research results show that the government has a direct impact on banks and intermediaries in the process of intellectual property pledge financing, and the government can indirectly affect enterprises’ intellectual property pledge financing through banks. The study points out that Technology-based SMEs play an important role in China’s economic development, but the funding problems of the technology-based SMEs have always hindered their growth and development. Intellectual property pledge financing is an effective way to solve the shortage of funds for the SMEs. At present, there are few empirical studies on comprehensive analysis of the influencing factors.

关 键 词：科技型中小企业 知识产权 质押融资 影响因素 

分 类 号：F276.44[经济管理—企业管理] F204[经济管理—国民经济] F832.4