数字赋能农业产业链融资信用增进研究  

Financing Credit Enhancement of Agricultural Industry Chain Enpowered by Digital Technology

作　　者：李志胜 曾雄旺[1] LI Zhisheng;ZENG Xiongwang

机构地区：[1]湖南农业大学商学院,湖南长沙410128

出　　处：《商业经济》2022年第8期115-117,共3页Business & Economy

基　　金：湖南省社会科学基金项目:农业产业链融资机制及风险治理研究(20YBA139);湖南省研究生科研创新项目:基于信用共同体的农业产业链融资创新研究(QL20210167);湖南省科技创新人才计划项目:乡村振兴大学生科技创新创业人才孵化工程(2021RC1004)。

摘　　要：信用增进对提升农业产业链主体融资可得性,破解产业链融资约束具有重要作用。通过在分析产业链条稳定性不足、产业主体融资需求异化、涉农信贷担保体系欠完善的农业产业链融资现状及其约束问题基础上,构建数字赋能产业链主体征信建设、赋能产业链信用共同体打造、赋能第三方信用增级体系健全的融资信用增进路径,以促进农业产业链高质量发展和助推乡村振兴。Credit enhancement plays an important role in improving the availability of financing for players in the chain of agricultural industry and breaking the financing constraints of the industry chain.The financing status and constraints of the agricultural industrial chain is analyzed,such as the lack of stability of the industrial chain,the alienation of the financing needs of industrial entities,and the imperfect agriculture-related credit guarantee system.On this basis,the path for digitally enpowered financing credit enhancement is proposed in terms of building a digitally empowered industrial chain,constructing a digitally empowered common credit community,creating a sound third-party credit enhancement system,for promoting the high-quality development of the agricultural industry chain and for boosting rural revitalization.

关 键 词：信用增进 农业产业链融资 信用共同体 数字技术 

分 类 号：F740[经济管理—国际贸易]