考虑可提前还款的汽车租赁平台延期支付融资模式研究  

A Research on the Deferred Payment Financing Mode for Car Rental Platform Considering with Early Repayment

作　　者：吴晓黎[1] 王文韬 刘胜博 WU Xiaoli;WANG Wentao;LIU Shengbo(School of Business Administration,South China University of Technology,Guangzhou 510640,China)

机构地区：[1]华南理工大学工商管理学院,广东广州510640

出　　处：《工业工程》2022年第3期101-107,共7页Industrial Engineering Journal

基　　金：国家自然科学基金资助项目(71971088);广东省哲学社会科学规划资助项目(GD19CGL28)。

摘　　要：为解决汽车租赁平台资金不足的问题,针对由作为Stackelberg博弈主导者的制造商和作为追随者的租赁平台组成的汽车租赁供应链,提出可提前还款的延期支付融资模式。根据EOQ(economic order quantity)模型理论分别建立资金充足情况下的基本决策模型、传统期末延期支付模式下的决策模型以及可提前还款的延期支付模式下的决策模型,并通过对比讨论给出相对应的融资策略选择以及最优定价、订货策略。结果表明,延期支付日利率影响最优订货、定价策略以及各方利润水平,制造商更愿意提供延期日利率极低的可提前还款的延期支付融资模式,而租赁平台相应采取3种不同的最优订货策略。最后利用数值算例验证研究结论并对日利率进行灵敏度分析。In order to solve the shortage of capital of the rental platform,the deferred payment financing mode with early repayment is proposed for the car rental supply chain composed of the manufacturer as the dominant player in the Stackelberg game and the rental platform as the follower.According to EOQ model theory,basic decision mode,traditional deferred payment financing mode and the deferred payment financing mode with early repayment are established respectively,and then the choice of financing strategy,the optimal wholesale price policy and the optimal ordering policy are given.The results show that the interest rate affects the optimal wholesale price policy,the optimal ordering policy and the profit of all parties.The manufacturer is more willing to provide the extremely low-interest rate deferred payment financing mode with early repayment and the rental platform will adopt three different optimal ordering strategies accordingly.Finally,a numerical example is used to verify the conclusion and carry out the sensitivity analysis of the daily interest rate.

关 键 词：汽车租赁 EOQ模型 延期支付 STACKELBERG博弈 

分 类 号：F272[经济管理—企业管理]