数字金融、经济增长与地区经济收敛  

Digital Finance, Economic Growth and Regional Economic Convergence

作　　者：王尹君 曹允春 Wang Yinjun;Cao Yunchun(School of Business,Zhengzhou University,Zhengzhou 450001,China)

机构地区：[1]郑州大学商学院,郑州450001

出　　处：《统计与决策》2022年第15期138-143,共6页Statistics & Decision

基　　金：河南省高等学校重点科研项目(18A790028)。

摘　　要：文章基于2011—2018年中国287个地级及以上城市的面板数据,实证检验数字金融对经济增长的影响,考察数字金融促进经济增长的非线性影响与地区差异,探究数字金融对经济增长的影响机制,利用β收敛检验方法实证研究了数字金融对地区经济收敛性的影响。结果表明:数字金融及其覆盖广度、使用深度和数字支持服务程度三个子指标均对经济增长产生了显著的驱动作用。数字金融对经济增长的促进作用表现出了边际递增的特征,其中对中西部地区经济增长影响的边际效应高于东部地区。地区间的经济增长存在收敛性,而数字金融加速了地区间经济收敛速度。影响机制检验发现数字金融可以通过促进社会消费和产业结构升级促进经济增长。Based on the panel data of China’s 287 cities at the prefectural level and above from 2011 to 2018, this paper empirically tests the impact of digital finance on economic growth, investigates the nonlinear impact and regional differences of digital finance promoting economic growth, and also explores the influence mechanism of digital finance on economic growth. Finally,the paper uses the β convergence test method to empirically study the influence of digital finance on regional economic convergence. The research results show that digital finance and the three sub-indices of coverage, depth and degree of digital support services have all played a significant role in driving economic growth. The promotion of digital finance on economic growth presents the characteristics of marginal increase, and the marginal effect on economic growth in the central and western regions is greater than that in the eastern regions. There is convergence in regional economic growth, and digital finance has accelerated the rate of convergence between regions. The influence mechanism test shows that digital finance can promote economic growth by promoting social consumption and upgrading industrial structure.

关 键 词：数字金融 经济增长 地区经济 收敛性 Β收敛 

分 类 号：F061.2[经济管理—政治经济学]