门源县居民对地震保险的引致需求研究  

Research on the Derived Demand of Menyuan County Residents for Earthquake Insurance

作　　者：袁庆禄[1] 何伟铭 YUAN Qinglu;HE Weiming(Institute of Disaster Prevention,Sanhe 065201,China)

机构地区：[1]防灾科技学院,河北三河065201

出　　处：《灾害学》2022年第3期106-111,共6页Journal of Catastrophology

基　　金：国家社会科学基金项目(20BJY265);2018年中央高校基本科研业务费项目(ZY20180114);河北省高校人文社会科学研究重点项目(SD2022108)。

摘　　要：地震保险对于防范化解地震灾害具有重要意义。为了解居民的地震保险引致需求,以2022年1月8日青海门源6.9级地震发生后两周内门源县居民的心理恐慌程度和地震保险购买意愿作为主要调查内容,运用描述性统计、方差分析及逻辑回归等分析方法展开研究。研究结果显示,破坏性地震会对居民造成财产损害和心理创伤等不利影响,居民的恐慌程度与地震保险购买意愿呈现显著的正向影响关系。最后从救灾行为、宣传方式等方面提出了提升居民地震保险购买意愿的建议。Earthquake insurance is essential for preventing and resolving earthquake disasters.To understand the earthquake insurance derived demand of residents,this paper takes the degree of psychological panic and the willingness to buy earthquake insurance among residents in Menyuan County within two weeks after the Menyuan,Qinghai MS6.9 earthquake on January 8,2022,as the main investigation content,and then use descriptive statistics,analysis of variance and logistics regression to carry out research.The results show that destructive earthquakes can adversely affect residents’property damage and psychological trauma,the relationship between residents’panic levels and earthquake insurance purchase willingness is significantly positive.Finally,suggestions are put forward to improve residents’willingness to purchase earthquake insurance from the aspects of disaster relief behavior and publicity methods.

关 键 词：门源6.9级地震 地震保险 风险感知 引致需求 

分 类 号：X43[环境科学与工程—灾害防治] F842.4[经济管理—保险] X915.5[天文地球—地震学] P315[天文地球—固体地球物理学]