基于信用保险的供应链决策模型与协调策略研究  

Research on Decision Model and Coordination Strategy of Supply Chain Based on Credit Insurance

作　　者：李红萍 龚本刚[2] 党秀静 陈久美 LI Hongping;GONG Bengang;DANG Xiujing;CHEN Jiumei(School of Economics&Management,Anhui Agricultural University,Hefei 230036;School of Economics and Management,Anhui Polytechnic University,Wuhu 241000;School of Management,University of Science and Technology of China,Hefei 230026)

机构地区：[1]安徽农业大学经济管理学院,合肥230036 [2]安徽工程大学经济与管理学院,芜湖241000 [3]中国科学技术大学管理学院,合肥230026

出　　处：《系统科学与数学》2022年第8期2180-2197,共18页Journal of Systems Science and Mathematical Sciences

基　　金：国家自然科学基金青年项目(72101003);安徽农业大学引进和稳定人才科研资助项目(yj2020-77);安徽省社科规划一般项目(AHSKY2021D18);安徽工程大学引进人才科研启动基金项目(2020YQQ061);国家自然科学基金面上项目(72071002)资助课题.

摘　　要：针对信用保险应用条件、效益以及信用保险应用下供应链协调问题,构建了涵盖零售商、制造商和保险商三级供应链的双层Stackelberg决策模型,采用逆向求解法求解零售商的订货量、制造商的批发价格和投保额度以及保险商的保险费率决策.研究发现:1)当制造商风险厌恶程度较高时,制造商会购买信用保险;2)信用保险的应用可以提高制造商效用、零售商利润和整体供应链绩效;3)信用保险的应用虽然可以降低制造商资金损失风险,但会增加零售商破产风险,增加整体供应链的不稳定性;4)信用保险的应用在促进收益共享契约和回购契约实现供应链协调方面发挥了积极作用,且收益共享契约和回购契约具有一定的等价作用.Aiming at the application condition and role of credit insurance and supply chain coordination under the application of credit insurance,this work constructs a two-level Stackelberg game model to analyze a three-level supply chain composed of a retailer,a manufacturer and an insurer,and adopts the inverse solution method to examine the retailer's order quantity,the manufacturer's wholesale price and insuring coverage and the insurer's premium rate.This study finds that 1)when the manufacturer's loss aversion is high,the manufacturer will purchase credit insurance;2)the application of credit insurance improves the manufacturer's utility,the retailer's profit and the supply chain's utility;3)the application of credit insurance reduces the risk of capital loss of the manufacturer,but aggravates the bankruptcy risk of the retailer,and increases the instability of the whole supply chain;4)the application of credit insurance plays an active role in promoting the revenue sharing contract and the repurchase contract to realize supply chain coordination.In addition,the revenue sharing contract and the repurchase contract have a certain equivalent effect in achieving supply chain coordination.

关 键 词：信用保险 贸易信贷融资 供应链协调 收益共享契约 回购契约 

分 类 号：F274[经济管理—企业管理] F840.682[经济管理—国民经济]