网络支付结算行为的性质及处罚  

Nature and Punishment of Online Payment Settlement Behavior

作　　者：张雯[1] ZHANG Wen(School of Criminal Law,East China University of Political Science and Law,Shanghai 200042)

机构地区：[1]华东政法大学刑事法学院,上海200042

出　　处：《淮阴师范学院学报（哲学社会科学版）》2023年第1期29-36,107,共9页Journal of Huaiyin Teachers College(Social Sciences Edition)

基　　金：2020年度国家社会科学基金重大项目“健全支持民营经济发展的刑事法治研究”(20&ZD198)。

摘　　要：利用他人账户进行虚假交易退款的方式绕开、躲避金融机构和第三方支付机构的身份核实,或者利用网络技术伪装成银行支付通道的网络支付结算行为,客观违法性明显。网络支付结算服务可被定性为非法从事资金支付结算,掩饰、隐瞒犯罪所得及其收益,非法获取公民个人信息等犯罪行为。合理界定共犯范围是解决网络支付结算行为人责任的前提。自始否定犯罪结果的出现是划定共犯边界的标准。依据利益说,共犯实施犯罪的利益即为正犯的利益,该利益并不与正犯的利益产生冲突。在非共犯场合,不应将帮助信息网络犯罪活动罪作为处罚网络支付结算行为犯罪的兜底罪名。The use of other people’s accounts for fraudulent transaction refunds to get around and avoid identity verification by financial institutions and third-party payment institutions, as well as the use of network technology posing as a bank payment channel for network payment settlement behavior, are both objectively illegal. Online payment and settlement services can be characterized as criminal acts such as illegally engaging in fund payment and settlement, covering up or concealing proceeds and gains illegally obtained from certain crimes, and illegally obtaining citizens’ personal information. The scope of complicity must be reasonably defined before determining who is responsible for network payment settlement. The standard for defining the boundaries of accomplices is denying the appearance of the criminal outcome from the outset. According to the interest theory, the interest of an accomplice in committing a crime is the same as the interest of the principal offender, and this interest does not conflict with the interest of the principal offender. The primary offense of aiding illegal information network activity shouldn’t be used to punish illegal network payment settlements in the absence of an accomplice.

关 键 词：网络支付结算 网络犯罪 共犯 司法认定 

分 类 号：D924.36[政治法律—刑法学]