汽车产业供应链金融信用风险评价模型研究  

Research on Credit Risk Evaluation Model of Automotive Industry Supply Chain Finance

作　　者：符瑛 王湘梅 龚哲宇 吴为 FU Ying;WANG Xiangmei;GONG Zheyu;WU Wei(School of Logistics and Transportation,Central South University of Forestry and Technology,Changsha 410004,China)

机构地区：[1]中南林业科技大学物流与交通学院,湖南长沙410004

出　　处：《物流科技》2022年第18期139-143,146,共6页Logistics Sci-Tech

基　　金：2022年湖南省教育厅科学研究项目(重点项目)“汽车产业集群供应链企业技术创新合作博弈策略研究”(22A0184)。

摘　　要：供应链金融有效地解决了中小企业的融资难题,也为银行提供了新的发展空间。文章以汽车产业为例,通过对供应链金融的主要模式进行阐述,从供应链协同发展的角度分析供应链金融信用风险的影响因素,建立评价指标体系。选取40家汽车类上市公司为样本,基于Logistic回归模型构建汽车产业供应链金融信用风险评价模型,并从加强融资企业财务管理、发挥核心企业优势、建立“区块链+供应链+金融”的信息共享平台等方面提出信用风险防范与控制建议。Supply chain finance effectively solves the financing problems of small and medium-sized enterprises and provides new development space for banks.Taking the automobile industry as an example,the paper elaborates the main modes of supply chain finance,analyzes the influencing factors of supply chain finance credit risk from the perspective of supply chain coordinated development,and establishes an evaluation index system.The article selects 40 automobile listed companies as samples,builds the automobile industry supply chain financial credit risk evaluation model based on the Logistic regression model,and puts forward credit risk prevention and control suggestions from the aspects of strengthening the financial management of financing enterprises,giving play to the advantages of core enterprises,and establishing a“blockchain+supply chain+finance”information sharing platform.

关 键 词：汽车产业 供应链金融 信用风险 LOGISTIC模型 

分 类 号：F274[经济管理—企业管理]